Micro-lending refers to the practice of providing small loans to individuals or businesses through online platforms. In the context of blockchain technology, these loans are often facilitated using smart contracts and cryptocurrencies.Borrowers can access funds without going through traditional banks, making it easier for those with limited credit histories to obtain loans. The use of cryptocurrencies allows for quicker transactions and lower fees, as there are no intermediaries involved.Investors or lenders can provide funds to borrowers and earn interest on their loans, often at rates that are more favorable than traditional lending. This system can create greater financial inclusion, especially for those in underserved regions.Additionally, the transparent nature of blockchain technology ensures that all transactions are recorded on the public ledger, enhancing trust between borrowers and lenders. It also decreases the risk of fraud. Overall, micro-lending in this space leverages technology to democratize access to credit and create new investment opportunities.