Cryptocurrency is becoming more popular in Finland as people look for secure ways to invest and trade. If you’re looking for the best crypto exchanges in Finland, this guide will help you pick the one that suits your needs.
To get started, you’ll need to use a crypto exchange, which is an online platform where you can buy, sell, and trade cryptocurrencies like Bitcoin, Ethereum, and many others.
We’ve researched user preferences and compiled a list of Finland’s top 10 crypto exchange platforms. The list includes information on trading fees, withdrawal fees, supported cryptocurrencies, and what each exchange is best for.
Key Takeaway
- Finland has strict regulations for cryptocurrency platforms, ensuring safer trading experiences for users.
- Cryptocurrency adoption in Finland is growing, with 300,000 Finns around 7% of adults owning crypto.
- Popular exchanges in Finland support major cryptocurrencies like Bitcoin, Ethereum, and Litecoin.
- Cryptocurrency transactions in Finland are subject to taxes.
| Exchange | Best for | Trading Fee | Max leverage | Available Asset | fiat support | Security feature | Unique features |
| UEEx | Best Overall | 0.09% spot trading and 0.08%-0.10% margin trading | 200x | 300+ | Yes | 93% of users fund in cold storage, proof of reserve, $100 million Risk mitigation fund | Copy trading, notable privacy feature providing each user with 2000 unique addresses, Native token, UE Coin, boots functionality through transaction |
| Kraken | Security and Fiat trading pairs | 0%-0.40% (spot, margin, futures) | 5x | 300+ | Yes | 2FA, cold storage, regular security audit | Easy-to-use platform, staking, and futures trading |
| Coinbase | Beginners and easy to use platform | 0.00% – 0.40% (Maker) 0.05% – 0.60% (Taker) | 20x | 150+ | Yes | Cold storage, Multi-factor Authentication (MFA), encryption, 48 hrs waiting period, | Educational resources, recurring buy feature, staking, and wallet integration |
| Bitstamp | Different trading features | Maker fee 0.30% Taker fee 0.40% Taker | N/A | 70+ | Yes | 2FA, Cold storage, Multi-sig wallet | MTF license, Strong EU compliance |
| Bybit | High leverage and advanced trading | Spot Trading: 0.1000%/0.1000% taker/maker fee Perpetual & Futures Trading: 0.0550%/0.0200% taker/maker Fiat Trading Fee: Vary as the level increases | 100x | 300+ | No | 2FA, Cold storage Regulated by VARA Dubai and Cyprus SEC | Has Bybit cards for convenient crypto transactions Offers innovative features like Bybit Web3 platform |
| Uphold | Multi-asset trading | Typically ranging from 0.8% to 1.2% for crypto | 200x | 250+ | Yes | 2FA, cold storage, KYC verification, OFAC, and BSA record-keeping requirements | Instant transfer capabilities and user-friendly rewards programs |
| Gemini | Secure trading and Beginners | Spot Trading Fees: 0.40% Taker Fee, 0.20% Maker Fee Perpetual Fees: 0.07% Taker Fee, 0.02% Maker Fee | N/A | 70+ | No | Two-factor authentication and hardware security keys. | Staking with up to 4.78% APR. Has 487+ trading pairs and It is a full-reserve exchange and custodian |
UEEx: Best overall
UEEx is a peculiar and unique crypto exchange platform that was launched in 2021. It is a global cryptocurrency exchange that offers Finns many services, such as spot trading, futures trading, margin trading, and even stock trading.
These features make it appealing to different types of investors in Finland and it’s popular with both beginners and experienced traders.
UEEx combines cryptocurrency and stock trading, making it easy for crypto users in Finland to diversify their investments. It focuses on security, keeping 93% of funds in offline storage and using strong encryption.
The platform is available worldwide, supports multiple languages, and has 24/7 customer support. Its native token, $UE, gives crypto Finns users discounts on fees and rewards for staking, adding extra benefits making it the ideal exchange for the people living in Finland.
Read Also: Best Crypto Exchanges in Andorra (2025)
Pros
- UEEx prioritizes user security, offering features like two-factor authentication (2FA) and cold wallet storage to protect funds.
- High-speed transaction processing
- Operates legally in Finland and complies with the country’s financial regulations. Users can rely on transparency and accountability.
- Low trading fees at 0.09% spot trading and 0.08%-0.10% margin trading
- Multiple trading options (spot, margin, copy trading)
Cons
- Relatively new platform (established in 2021)
- While the interface is user-friendly, some advanced features like margin trading or staking might be overwhelming for newcomers.
Fees and Deposit
- Spot Trading : 0.09% spot trading
- Margin Trading: 0.08%-0.10% margin trading
- Stock trading: 1.50%
- Withdraw: As low as 0.002%
Kraken: Best for Security and Fiat Trading Pairs
Kraken is a well-known cryptocurrency exchange that stands out for its strong security and reliability.
It’s a trusted platform for buying, selling, and trading cryptocurrencies. Kraken is a great option for Finnish traders who want a secure and reliable platform.
It’s perfect for those who want access to many cryptocurrencies and advanced trading features. Whether you’re a beginner or an experienced trader, Kraken has the tools and options to meet your needs.
Pros:
- Strong security: Kraken has a reputation for keeping funds safe.
- Wide range of features: It supports margin trading, staking, and more.
- Transparent fees: Users can easily understand and calculate fees.
Cons:
- New users might find the platform complex.
- Some users report slow response times during high-traffic periods.
Fees and Deposit
- Trading Fee: 0%-0.16% maker and 0.10%-0.26% taker
- Deposit Fee: Bank transfers are free, but card deposits incur a 3.75% fee
- Withdraw Fees: Apx 0.005%BTC
Coinbase: Best for Beginners and Easy to Use platform
Coinbase is one of the most popular crypto platforms worldwide, with over 98 million users from 100+ countries.
It’s fully legal and available in Finland, making it a trusted choice for traders. Getting started on Coinbase is simple. After completing a quick KYC (Know Your Customer) and verification process, users can begin trading in just 15 minutes.
Coinbase allows users to invest in over 150 different cryptocurrencies. This variety makes it a great option for both beginners and experienced traders. Coinbase Pro offers advanced tools like detailed charts and analysis options for users who want more features.
This version is ideal for active traders in Finland who need more control over their trading strategies. Coinbase is a great choice for Finnish traders because it’s legal, easy to use, and offers a wide range of cryptocurrencies.
Whether you’re just starting or looking for advanced trading options, Coinbase has something for everyone.
Pros:
- Beginner-friendly: The platform is simple and easy to navigate.
- High security: Coinbase is known for its strong security measures, including insurance for stored assets.
- Regulated platform: It complies with laws in many countries, providing trustworthiness.
Cons:
- High fees: Trading and transaction fees can be higher than other platforms.
- Limited Customer Support: It has fewer customer support compared to other exchanges like Binance.
Fees and Deposit
- Trading Fee: 0.00% – 0.40% Maker and 0.05% – 0.60% Taker
- Deposit Fee: Varies based on the method; card deposits incur a 3.99% fee, while bank transfers are cheaper
- Withdraw Fees: Varies based on Cryptocurrency
- Payment Method: Bank transfer, credit card, debit card, PayPal.
Bitstamp: Best for Different Trading Features
Bitstamp is a popular cryptocurrency platform in Finland, with over 4 million users worldwide. It offers many tools and features, making it a good choice for experienced investors.
Bitstamp users can use TradeView, a platform for active trading. It provides Finns with reliable order types, fast order processing, and real-time market data. Users can also use high-speed APIs to create their own trading setup and use automated strategies.
The platform offers 24/7 customer support to traders in Finland and a personal account manager to help users with questions. Bitstamp aims to make cryptocurrency investing easier in Finland.
Pros:
- Trusted and established: Bitstamp is one of the oldest crypto exchanges, making it a trusted option.
- Easy to use: The interface is straightforward and suitable for beginners.
- Good customer support: Users report timely responses to queries and problems.
Cons:
- Fewer advanced tools: It may not suit experienced traders looking for advanced features.
- Limited coins: It offers fewer cryptocurrencies compared to larger exchanges.
Fees and Deposit
- Trading Fee: 0.30% Maker fee and 0.40% taker fee
- Deposit Fee: Bank transfers are generally free for SEPA users, but credit card payments carry a fee of up to 8%
Bybit: Best for high leverage and advance trading
Bybit is a flexible and reliable cryptocurrency exchange that’s gaining popularity in Finland. It’s a great choice for traders who want more than just basic crypto trading.
Bybit supports over 300 digital assets, giving users many options to trade and invest. Bybit offers futures trading with leverage of up to 100x, making it ideal for advanced traders in Finland looking for higher profit opportunities.
Bybit goes beyond regular cryptocurrency trading by offering a growing NFT marketplace, giving you more ways to invest. Bibit is known for its strong security and simple interface, making it easy for users in Finland to trade confidently.
Pros:
- Low trading fees: Competitive fees, especially for frequent traders.
- Advanced features: Offers margin trading, futures contracts, and other advanced tools.
- Wide coin selection: Supports a large variety of cryptocurrencies
Cons:
- Not beginner-friendly: The platform can be overwhelming for new users.
- No fiat deposits: You need to transfer crypto from another platform to start trading.
Fees and Deposit
- Trading Fee: Spot Trading: 0.1000%/0.1000% taker/maker fee
- Deposit Fee: Bank transfers have no fee, while card payments incur a 3.5% fee
- Withdraw Fee: 2% (after the first 100 EUR monthly)
Uphold: Best for multi-asset Trading (Crypto, Stocks and Metal)
Uphold is a trusted and popular cryptocurrency exchange, serving over 10 million users in more than 150 countries, including Finland.
Its wide range of investment options makes it a favorite for Finns interested in cryptocurrencies and more. Uphold allows users to trade over 250 cryptocurrencies and even invest in metals like gold and silver.
Users can earn up to 30% Annual Percentage Yield (APY) by staking up to 30 different cryptocurrencies. This is a great way to grow your investments.Uphold follows European regulations and is registered with well-known financial authorities, ensuring a safe trading experience
Pros:
- Supports multiple assets: You can trade cryptocurrencies, stocks, and even precious metals.
- Transparent pricing: No hidden fees; only the spread applies.
- User-friendly: The platform is easy to navigate, even for beginners.
Cons:
- Higher spreads: The spread can be higher than trading fees on other platforms.
- Limited advanced tools: Lacks advanced features for experienced traders.
Fees and Deposit
- Trading Fee:Typically ranging from 0.8% to 1.2%
- Deposit Fee: No fees for bank transfers, but card deposits have a higher fee
- Withdraw Fee: Varies based on Cryptocurrency
Gemini: Best for Secure Trading and Beginners
Gemini is a trusted platform that makes buying and selling cryptocurrencies simple and reliable. Whether you’re new to crypto or an experienced trader, Gemini offers tools to suit your needs.
The standard Gemini platform is designed to be simple and user-friendly, making it easy for anyone in Finland to start investing in cryptocurrencies.For experienced traders, Gemini offers ActiveTrader, a powerful platform with advanced tools for faster and more efficient trading.
It’s perfect for those who want more control over their investments. Gemini’s mobile app lets you trade cryptocurrencies anytime, anywhere, using your smartphone or tablet.
It has received excellent reviews on Google Play and the Apple App Store, making it a reliable choice for trading on the go.
Pros:
- High security: Gemini is one of the most secure platforms, with insurance on digital assets.
- Easy to use: The simple interface makes it great for beginners.
- Regulated: High compliance with Finland’s Cryptotax
Cons:
- High fees: Fees can be higher than some competitors, especially for small trades.
- Limited coins: Offers fewer cryptocurrencies compared to platforms like Bybit or Crypto.com.
Fees and Deposit
- Trading Fee: Spot Trading Fees: 0.40% Taker Fee, 0.20% Maker Fee
- Deposit Fee: Bank transfers are free, but credit/debit card deposits incur a fee of about 3.49%
- Withdraw Fee: Varies based on Cryptocurrency
Factors to Consider When Choosing a Crypto Exchange in Finland
Source:Chainup.com
To get started, you need a reliable crypto exchange. Choosing the right one is important to ensure your funds are safe and your transactions are smooth. Here are the key factors to consider when selecting a crypto exchange in Finland.
Regulation and Security
Security should be your top priority. Check if the exchange is licensed and complies with Finnish or European Union (EU) regulations. A regulated exchange like UEEx is more likely to follow strict rules to protect your money and personal information.
Exchanges like the UEEx with strong security measures like the Distributed cold storage, 2FA factor authentication, proof of reserve and a notable privacy feature that provides each user with 2000 unique addresses are ideal for protecting your money and personal information.
Ease of Use
If you’re new to crypto, choose an exchange with a simple and user-friendly interface. The UUEx for example is easy to use for both beginners and experienced traders and offers you maximum customer support.
It also features the UE coin miner app to help you make the most of your trade. Unlike Some other exchanges that are too complex for beginners. Some platforms offer guides and tutorials to help beginners through the process of buying and selling crypto.
Supported Cryptocurrencies
Not all exchanges support every cryptocurrency. Before signing up, check if the platform offers the coins or tokens you want to trade. UEEx supports over 200+ crypto assets making it ideal for you as a trader.
Some popular exchanges in Finland support major cryptocurrencies like Bitcoin, Ethereum, and Litecoin, while others also offer lesser-known altcoins.
Fees and Costs
Different exchanges charge different fees for transactions. Common fees include:
- Trading fees: A percentage of each transaction
- Deposit and withdrawal fees: Charged when moving funds in or out of the platform
Compare fees across multiple exchanges to find one that fits your budget. You’d like to note that UEEx offers a competitive fee of 0.09% spot trading and 0.10% margin fee compared to other exchanges that place high charges on their trading fees. Keep in mind that very low fees or extremely high fees should not come at the expense of security or quality.
Payment Methods
Check what payment methods the exchange supports. Popular options in Finland include:
- Bank transfers
- Credit or debit cards
- Mobile payment services
Ensure the exchange allows a payment method you are comfortable with and can access easily.
Reputation and Reviews
Before committing to an exchange, research its reputation. Read online reviews from other users in Finland or the EU. A trustworthy exchange like UEEx has positive feedback and few complaints about security, fees, or customer support.
Mobile and Desktop Access
If you prefer trading on the go, check if the exchange offers a mobile app. A reliable app can help you monitor your portfolio and make quick trades anytime, anywhere.
Tax Reporting Tools
Cryptocurrency transactions in Finland are subject to taxes. Some exchanges provide tools or reports that help you calculate your taxable gains and losses. This can make it easier to comply with Finnish tax laws.
How To Trade with UEEx in Finland
Getting started with trading on UEEx in Finland is easy. Just follow these steps.
Open an Account
Visit the UEEx website and click on Sign Up at the top of the homepage. You’ll need to:
- Enter your email address or phone number, including the country code.
- Create a strong, unique password for your account.
- If you have an invitation code, apply it to earn a commission.
Once you sign up, a verification code will be sent to your email or phone. Enter the code to verify and activate your account.
Deposit Funds
After activating your account, deposit funds to begin trading
- Open the Asset Management section.
- Choose to add either cryptocurrency or regular money.
- In the Recharge section, pick your deposit method.
- Follow the steps shown to finish the process.
Buy Cryptocurrency
Now that you have funds available in your account, you can start trading
- Click Trade next to the asset you want to trade.
- Select an order type:
- Market Order: Instantly buys or sells at the current market price.
- Limit Order: Lets you set a specific price for buying or selling.
- Enter the amount of cryptocurrency you want to buy or the fiat amount you want to spend.
- Review your order and click Buy or Sell to complete the transaction.
Withdraw /Transfer to Wallet
For enhanced security, transfer your cryptocurrency to a personal wallet. Hardware wallets like Ledger and Trezor store your assets offline, providing robust protection. Alternatively, software wallets such as MetaMask and Trust Wallet allow you to manage your crypto online.
To place a withdrawal from UEEx:
- On the homepage, click the profile icon.
- Go to the Asset Management section.
- Choose to withdraw either fiat currency (regular money) or cryptocurrency.
- Find the asset (crypto or fiat) you want to withdraw and select Withdraw.
- Enter the receiving wallet address and the amount you want to withdraw on the next page. Make sure to select the correct network.
Transferring to a personal wallet provides better protection for your assets.
Are Crypto Exchanges Legal in Finland?
Cryptocurrency is legal in Finland and is regulated by the Financial Supervisory Authority (Fin-FSA).
Since May 2019, the Act on Virtual Currency Providers requires crypto exchanges, wallet providers, and currency issuers to register and follow specific rules.
The crypto platforms mentioned in this article are some of the best and fully comply with Finnish regulations, ensuring safety and reliability for users.
Read Also: History of Top Cryptocurrency Exchanges
Conclusion
Choosing the right crypto exchange in Finland depends on your needs and experience. If you’re a beginner, platforms like Coinbase and Gemini offer easy-to-use interfaces and strong security.
For experienced traders seeking low fees and advanced tools, UEEx, Bybit and Kraken are great options. For users prioritizing Euro transactions and compliance with Finnish regulations, Northcrypto and LocalBitcoins stand out.
If you’re looking for extra features like cashback cards or staking rewards, Crypto.com and Uphold offer excellent choices. Ultimately, factors like fees, supported cryptocurrencies, and platform features should guide your decision. Always ensure the exchange you choose is secure and meets your trading goals.
FAQs
The best crypto exchange in Finland depends on your needs, but popular ones include UEEx, Binance, Coinbase, and Kraken. They offer a variety of cryptocurrencies and features.
Look for an exchange that is secure, easy to use, offers good customer support, and has low fees. Also, check if it supports Finnish payment methods like bank transfers.
Yes, you can buy Bitcoin and other cryptocurrencies from exchanges in Finland. Simply sign up, deposit funds, and choose Bitcoin to purchase
Many crypto exchanges in Finland are safe, but always do research. Look for exchanges that offer two-factor authentication (2FA) and have a strong reputation.
