Progressive APY, or Annual Percentage Yield, refers to an interest rate that increases over time based on specific conditions or criteria. Instead of a fixed rate, users may earn higher returns as they hold their assets for longer periods or meet certain milestones.This model encourages users to keep their funds invested rather than withdrawing them quickly. For instance, an investment might start with a lower APY, which gradually rises after a certain duration or based on the amount held.The progressive nature can vary between platforms. Some may adjust rates weekly, monthly, or yearly, rewarding long-term holders with greater yields. This approach aligns user interests with platform stability and growth, allowing participants to earn more as they remain invested.Ultimately, Progressive APY can enhance returns for those willing to commit their assets longer, appealing to both novice and seasoned investors looking for more than just flat interest rates.