A mutual organization is a type of structure that focuses on serving the interests of its members, rather than maximizing profits for shareholders. In the context of decentralized finance, this concept translates into organizations that operate on a cooperative model.Members collectively own and govern the organization, which is usually managed through a set of rules encoded in smart contracts on a blockchain. Decisions are made democratically, allowing each member to have a say in how the organization is run.These organizations can offer various services, including insurance, lending, and other financial products. By pooling resources, members can gain access to lower costs and better terms than they might find individually. Additionally, mutual organizations promote transparency, as all transactions and governance processes are recorded on the blockchain. This helps build trust among members and ensures that the organization operates in their best interest. Overall, mutual organizations aim to leverage shared resources and collective decision-making to empower individuals within a community.