NGMI stands for “Not Gonna Make It.” It’s used to describe individuals, projects, or ideas that are seen as unlikely to succeed or achieve their goals. In trading and investing, it often refers to investors who make poor decisions, such as buying at the wrong times or not understanding the market. When someone frequently talks negatively about potential investments or fails to adapt to market changes, others may label them as NGMI. Additionally, the term can apply to projects that lack innovation, have poor leadership, or don’t address community needs. If a project fails to gain traction or falls victim to scams or mismanagement, it might be considered NGMI. The phrase serves as a cautionary reminder to approach investments wisely and to recognize when a project or strategy is unlikely to lead to success. It highlights the importance of doing thorough research and staying informed in a rapidly changing environment.