Interest Protocol refers to a framework that allows users to earn interest on their cryptocurrency holdings. It involves lending out assets to borrowers or providing liquidity to pools, where other users can access funds. In return, lenders receive interest, typically paid in the same or a different cryptocurrency.Platforms that implement Interest Protocols often utilize smart contracts, which automate the lending process and ensure security. Users can deposit their assets into these smart contracts, which then manage the loans, calculate interest, and facilitate transactions without the need for intermediaries.This system enables a decentralized way to earn passive income from idle crypto assets. It is attractive for investors looking for better returns compared to traditional savings accounts. However, it also carries risks, including market volatility and potential defaults by borrowers. Overall, Interest Protocols provide an innovative method for maximizing the value of cryptocurrencies while contributing to the liquidity of the market.