Best Crypto Exchanges in New Zealand (2025)

Did you know that New Zealand is quickly becoming a hub for cryptocurrency adoption? A recent survey by Protocol Theory reveals that nearly 50% of Kiwis have owned, currently own, or plan to invest in crypto soon. With growing interest in digital assets, finding the right platform to buy, sell, and trade cryptocurrencies has never been more important.

But don’t worry, we’ve made the job of choosing an exchange easier for you. In this guide, we’ll break down the best crypto exchanges available in New Zealand, comparing their fees, features, and security. We’ll help you understand where to start and what to prioritize.

Read Also: Best Crypto Exchanges in Armenia (2025)

Key Takeaways

• New Zealand has seen a surge in cryptocurrency adoption, with nearly 50% of Kiwis engaging in crypto investments.
• UEEx is a top crypto exchange, offering competitive fees, security, and over 200 cryptocurrencies.
• Easy Crypto provides a secure, non-custodial platform with local bank support for Kiwis.
• Gemini is known for its strong security, regulatory compliance, and full-reserve exchange model.
• When choosing a crypto exchange in New Zealand, consider factors like security, fees, liquidity, and available features.

Top Crypto Exchanges in New Zealand

Exchange	Trading Fees	Best For	Max Leverage	Available Assets	Fiat Support– NZ Dollar (NZD)	Security Features	Unique Features
UEEx	Spot Trading: 0.09%  Futures Trading: 0.05% Margin Trading: 0.08 %-0.10%  Stock Trading: 1.50%	Best Overall	200x	300+	No	93% of users funds are stored in Cold storage, Proof of Reserve	$5 billion in managed assets and the UEEx Coin Miner App 2000 unique waller addresses
Easy Crypto	Trading Fee: 0.89% Foreign Exchange Cost: 0.4%	Easiest and Seamless Exchange to Trade Cryptocurrencies	N/A	160+	Yes	KYC, Non-custodial walletsRegulated by service provider (FSP691871)	Offers Over-the-Counter (OTC) services for larger trades.
Gemini	Spot Trading Fees: 0.40% Taker Fee, 0.20% Maker Fee Perpetual Fees: 0.07% Taker Fee, 0.02% Maker Fee	Highly-Regulated Cryptocurrency Exchange	N/A	70+	No	Two-factor authentication and hardware security keys. SOC1 Type 2 and SOC2 Type 2 certified security	Staking with up to 4.78% APR. It is a full-reserve exchange and custodian.
Independent Reserve	0.5% down to 0.02%(fees reduce as you trade)	Clear Fees and Asset Protection	5x	30+	Yes	2-factor authentication, ISO 27001 certification, 1:1 full reserve	AutoTrader functionality for automated dollar-cost averaging strategies.
Swyftx	0.1% to 0.6% (Vary as Tier level increases)	Low Fees and Highly Rated	N/A	440+	Yes	ISO 27001	Swyftx Learn and the ‘Tapping Into Crypto’ podcast
Binance	Trading Fees: 0.1000% / 0.1000% Maker / Taker for Spot and margin (Fees may vary as the level increases)	Beginners and Experienced Traders	125x	350+	Yes	Offline cold storage, two-factor authentication, multi-signature and threshold signature schemes (TSS) and Advanced Data Encryption	P2P trading, Binance Earn, and an NFT marketplace.
Bitget	Spot Fees: 0.100%/0.100% maker/taker fee Futures Trading: 0.020%/0.060% maker/taker fee  Margin Interest Rate: 0.003466% daily interest rate and 1.265090% annual interest rate	High Liquidity and Seamless Trading	125x	450+	No	Protection Fund, 1:1 proof of reserves, and offline cold storage	Bitget’s copy trading options for spot, futures, and bots. Web3 wallet, cross-chain swap, and NFT marketplace

UEEx – Best Overall

Trusted by over 21 million users worldwide, UEEx is a top choice for cryptocurrency trading in New Zealand. Established in 2021, it offers a secure platform with advanced privacy features, including 2,000 unique addresses per user, ensuring robust protection for your transactions.

With access to over 300 trading pairs, competitive fees, and support for more than 10 fiat currencies, UEEx caters to diverse trading needs. Its services include buying and selling crypto, spot trading, futures, and crypto loans, making it a versatile option for all users.

The platform’s milestones, such as $5 billion in managed assets and the UEEx Coin Miner App, further reinforce its reputation for innovation and reliability

Pros

• Attractive fee structure with exclusive VIP benefits.
• User-friendly interface with a responsive mobile app.
• Transparent fund management supported by regular proof-of-reserves audits.
• High liquidity and stable trading environment.
• Unique tools like copy trading and the UE Coin Miner feature.
• Support for multiple fiat currencies for seamless transactions.
• Access to a wide selection of over 300 cryptocurrencies and stocks.

Cons

• Withdrawal options for fiat currencies are somewhat limited.
• Advanced trading tools may be challenging for those less experienced.

Fees and Deposits

• Spot Trading: 0.09% 
• Futures Trading: 0.05%
• Margin Trading: 0.08 %-0.10% 
• Stock Trading: 1.50%
• Deposit fee: Free
• Payment methods: Multiple options are available.

Easy Crypto – Easiest and Seamless Exchange to Trade Cryptocurrencies

As the first crypto exchange in New Zealand with a local bank, Easy Crypto offers the fastest and safest way for Kiwis to buy, sell, and swap over 160 cryptocurrencies, including Bitcoin, Ethereum, and Solana. 

With a commitment to local regulations and Anti-Money Laundering practices, the platform ensures a secure trading experience. Easy Crypto provides non-custodial services, meaning your crypto is always in your control—no need to worry about the exchange holding your funds. 

Their user-friendly platform also offers tools like Auto-Buy and Portfolio Tracker, helping you manage your crypto investments effortlessly. Plus, Easy Crypto Wallet and the NZDD stablecoin ensure you have full control over your assets.

Pros

• Easy Crypto Wallet supports swapping over 50+ cryptocurrencies.
• Offers non-custodial services, giving you full control of your assets.
• It complies fully with local regulations, ensuring a secure and legal platform.
• Easy Crypto is a registered financial services provider (FSP691871).
• Multi-coin orders are available for seamless trading across various coins.
• Has an auto-buy feature that helps automate your cryptocurrency purchases.
• Offers Over-the-Counter (OTC) services for larger trades.
• With a simple sign-up process, you can start trading in as little as 2 minutes.

Cons

• Transaction fees can vary depending on the type of transaction and payment method.
• Lack of advanced trading features for experienced traders.
• Not available in all countries, limiting accessibility for international users.
• Does not offer a mobile app for easy on-the-go trading.

Fees and Deposits

• Trading Fee: 0.89%
• Foreign Exchange Cost: 0.4%
• Network and Withdrawal Fees: Vary by cryptocurrency
• Payment Method: Debit and Credit Card, Account2Account, Bank Transfers, POLi Pay (Supports NZD)

Gemini – Best Highly-Regulated Cryptocurrency Exchange

This US-based exchange, Gemini, is a highly-regulated platform that has earned a reputation for its strong security and compliance. Established in 2014, Gemini operates in over 70 countries, providing New Zealanders with a trustworthy and fully backed exchange. 

As the world’s first SOC1 Type 2 and SOC2 Type 2 certified crypto exchange, Gemini ensures all assets operate as full reserves and are held 1:1, making it one of the most secure options available. Features like staking with up to 4.78% APR and a USD-backed stablecoin offer added value. Plus, new users can earn $15 in Bitcoin by trading $100 or more within 30 days.

Pros

• Functions as a full-reserve exchange and custodian
• Innovative security features
• Provides two-factor authentication and hardware security keys for enhanced protection
• Operates under strict regulations
• User-friendly interface for easy navigation
• Advanced trading tools and charting capabilities.

Cons

• Customer support response times can be slow at times
• Provides access to over 70 cryptocurrencies, which is fewer compared to some other exchanges
• Limited educational resources for beginners
• Fees may be higher for smaller trades.

Fees and Deposits

• Spot Trading Fees: 0.40% Taker Fee, 0.20% Maker Fee
• Gemini Stablecoin Fee: 0.01% Taker Fee, 0.00% Maker Fee
• Fiat Transfer Fees: Free for all methods of transfer except PayPal with 2.50% of the total deposit amount
• Fiat Withdrawal Fees: $25 for USD wire transfer and free for every other method
• Crypto Transfer Fees: Free
• Perpetual Fees: 0.07% Taker Fee, 0.02% Maker Fee

Independent Reserve – Best Exchange With Clear Fees and Asset Protection

Independent Reserve is a trusted cryptocurrency exchange offering New Zealand residents a secure and straightforward way to trade digital assets. It supports over 30 cryptocurrencies and provides access to the world’s most liquid and traded coins. 

Founded in 2013, the platform serves over 350,000 customers, including Self-Managed Super Funds. Gold Certified by the Digital Economy Council of Australia for its exceptional data and asset protection practices.

Users can trade confidently with features like ISO 27001 certification, 2-factor authentication, underground vault security, and portfolio tracking tools. Independent Reserve also offers multi-currency trading with NZD support and AutoTrader functionality for automated dollar-cost averaging strategies.

Pros

• Maintains a 1:1 entire reserve of all client fiat and crypto assets for maximum security.
• Stores the majority of crypto assets in secure offline cold storage.
• Offers free deposits and competitive trading fees.
• Undergoes annual external audits to ensure financial transparency and zero debt.
• Manages all crypto custody internally, without third-party custodians.
• Offers 24/7 support for all users.
• Accepts multi-currency deposits such as NZD, AUD, and USD deposits via SWIFT, PayID, and NPP.
• Enables seamless buying, selling, and portfolio tracking on desktop and mobile.
• Provides personalized service and deep liquidity for large trades.

Cons

• Limited cryptocurrency selection(supports only 30+ cryptocurrencies)
• Focused primarily on Australia, New Zealand, and Southeast Asia, limiting global reach.
• Trading fees vary based on volume, which may confuse some users.
• Does not offer staking or interest-earning features for held assets.

Fees and Deposits

• Deposit Fee: Free deposits on amounts of AUD 100 and above. Deposits under AUD 100 incur an AUD 0.99 processing fee. USD and NZD deposits above $5000 are free.
• Trading Fees: 0.5% down to 0.02%(fees reduce as you trade)
• Withdrawal Fees: Free EFT bank withdrawals. Fees apply to instant, SWIFT and crypto withdrawals.
• Interest Fee: 0.1% per day, accrued every 10 seconds.
• Payment Method: NZD, AUD, and USD and via SWIFT, PayID, and NPP.

Swyftx – Best Exchange With Low Fees and Highly Rated

Swyftx is a highly-rated crypto exchange, trusted by over 700,000 users, offering a seamless way for New Zealand residents to trade, buy, and sell cryptocurrencies. Registered with AUSTRAC and ISO 27001 certified for information security, Swyftx prioritizes customer peace of mind with a robust security framework and locally-based support.

With access to 440+ assets, 350+ cryptocurrencies and innovative features like Auto Invest for recurring deposits, Swyftx caters to traders seeking efficiency and control. The platform also provides educational resources through Swyftx Learn and the ‘Tapping Into Crypto’ podcast, making it a smart choice for those looking to invest with confidence.

Pros

• Demo mode for risk-free learning.
• Live chat for fast support.
• Low and competitive trading fees.
• Zero-risk trading with crypto rewards.
• Auto Invest for effortless recurring investments.
• Crypto Bundles for easy portfolio diversification.
• Integrated tax reports for simplified tax preparation.
• Access to 350+ cryptocurrencies.

Cons

• Limited availability outside Australia and New Zealand.
• Lacks advanced trading features for professional traders.
• No decentralized exchange (DEX) functionality.

Fees and Deposits

• Trading Fees: 0.1% to 0.6% (Vary as Tier level increases)
• Fiat Deposit & Withdrawal Fees: Free
• Deposit Limit: $100k AUD/NZD, per day.
• Crypto Deposit & Withdrawals Fees: Vary by cryptocurrency

Binance – Best Crypto Exchange for Beginners and Experienced Traders

Binance, one of the largest crypto exchanges globally, offers New Zealand traders access to over 350 cryptocurrencies and supports 50+ fiat currencies, including USD and EUR. Established in 2017, it provides robust tools for real-time trading and a P2P platform with over 700 payment options, catering to a wide range of preferences. 

Binance Academy and Binance Research simplify cryptocurrency learning with comprehensive resources. With advanced security measures, 24/7 multilingual support, and strict regulatory compliance, Binance ensures a reliable and user-friendly experience for New Zealanders looking to trade or invest in cryptocurrency.

Pros

• Numerous payment options are supported through P2P trading.
• User-friendly interface for seamless navigation and trading.
• Extensive variety of cryptocurrencies available for trading.
• Access to comprehensive educational resources for learning and insights.
• High trading volume ensures excellent liquidity.
• Competitive trading fees compared to many other exchanges.
• 24/7 customer support in over 40 languages.
• Reliable platform backed by robust security measures.

Cons

• Withdrawal fees can be higher compared to some other exchanges.
• Faces regulatory scrutiny in multiple regions.
• The interface can be difficult for beginners to navigate.

Fees and Deposits

• Trading Fees: 0.1000% / 0.1000% Maker / Taker for Spot and margin (Fees may vary as the level increases)
• Deposit Fee: Free for crypto deposits and varies for fiat deposits
• Withdrawal Fee: Vary with each cryptocurrency

Bitget – Best for High Liquidity and Seamless Trading

Bitget is a trusted choice for traders in New Zealand seeking a secure and efficient crypto exchange. Since 2018, Bitget has offered a comprehensive trading platform, supporting over 140 fiat currencies and 450+ assets. With options like futures, spot, and margin trading, it caters to a wide range of trading strategies.

One of Bitget’s standout features is copy trading, allowing users to replicate successful strategies from top traders effortlessly. Security is a priority, with a 300M USDT protection fund, cold storage, and a 1:1 proof of reserves guarantee. Upcoming events in 2025 include exciting rewards through the New Traders Cup and New Year promotions.

Pros

• Ensures the security of user assets with a 1:1 reserves policy.
• Delivers high liquidity for faster transactions and competitive pricing.
• Enables users to follow and implement strategies from top-performing traders.
• Regularly introduces rewarding events and promotions to enhance user engagement and earning potential.
• Offers a comprehensive selection of trading options, including futures and spot markets.

Cons

• Trading fees, especially for futures and margin trading, can be on the higher side.
• Limited educational resources for new users seeking to understand trading basics.
• Customer support does not currently include a live chat feature.

Fees and Deposits

• Spot Fees: 0.100% / 0.100% maker/taker fee (can increase as level increases)
• Futures Trading: 0.020% / 0.060% maker/taker fee (can increase as level increases)
• Margin Interest Rate: 0.003466% daily interest rate and 1.265090% annual interest rate (can increase as level increases)
• Deposits and Withdrawals: Vary by cryptocurrency

Factors to Consider When Choosing a Crypto Exchange in New Zealand

Selecting the right exchange in New Zealand involves evaluating several important factors to make an informed choice. Here’s an in-depth look at what to consider:

Trust and Transparency in Asset Security

When choosing a crypto exchange, prioritize platforms with strong security measures. For example, Gemini operates as a full-reserve exchange and custodian, ensuring 100% of user assets are securely backed. Transparency through proof of reserves or audits is a critical factor.

Range of Supported Fiat Currencies

Exchange	Fiat Support– NZ Dollar (NZD)
UEEx	No
Easy Crypto	Yes
Gemini	No
Independent Reserve	Yes
Swyftx	Yes
Binance	Yes
Bitget	No

Ease of converting NZD into cryptocurrencies is essential for New Zealand residents. Easy Crypto and Independent Reserve are great examples, offering seamless support for NZD and multi currency deposits, making transactions straightforward and cost-efficient.

Depth of Trading Options

Exchange	Available Assets
UEEx	300+
Easy Crypto	160+
Gemini	70+
Independent Reserve	30+
Swyftx	440+
Binance	350+
Bitget	450+

Exchanges like UEEx, supporting over 300 cryptocurrencies, provide flexibility for investors to explore a wide variety of assets. Whether you’re into futures, spot markets, or margin trading, having more options can significantly enhance your trading experience.

Speed and Liquidity for Transactions

Liquidity ensures faster trades at better prices. Binance, known for its high liquidity, minimizes slippage and ensures transactions are executed efficiently, even during peak trading hours.

Accessibility of Advanced Features

Exchange	Unique Features
UEEx	$5 billion in managed assets and the UEEx Coin Miner App 2000 unique waller address
Easy Crypto	Offers Over-the-Counter (OTC) services for larger trades.
Gemini	Staking with up to 4.78% APR. It is a full-reserve exchange and custodian.
Independent Reserve	AutoTrader functionality for automated dollar-cost averaging strategies.
Swyftx	Swyftx Learn and the ‘Tapping Into Crypto’ podcast
Binance	P2P trading, Binance Earn, and an NFT marketplace.
Bitget	Bitget’s copy trading options for spot, futures, and bots. Web3 wallet, cross-chain swap, and NFT marketplace

Advanced tools can elevate your trading game. UEEx and Bitget’s copy trading feature, for instance, allows users to replicate the strategies of top traders, making it easier to achieve consistent results without extensive research.

Fee Structure and Transparency

Exchange	Trading Fees	Deposits	Withdrawals
UEEx	Spot Trading: 0.09%  Futures Trading: 0.05% Margin Trading: 0.08 %-0.10%  Stock Trading: 1.50%	Free	Vary by cryptocurrency. Charges 0.002 BTC for BTC withdrawal on Bsc network and 1 USDT on both TRC20 and BSC network to withdraw USDT
Easy Crypto	Trading Fee: 0.89%Foreign Exchange Cost: 0.4%	Network fee applied	Vary by cryptocurrency
Gemini	Spot Trading Fees: 0.40% Taker Fee, 0.20% Maker Fee Perpetual Fees: 0.07% Taker Fee, 0.02% Maker Fee	2.50% fee using Paypal. Crypto deposit and other methods remain free.	$25 for USD wire transfers when withdrawing fiat, while other withdrawal methods remain free.
Independent Reserve	0.5% down to 0.02%(fees reduce as you trade)	Free deposits on amounts of AUD 100 and above. Deposits under AUD 100 incur an AUD 0.99 processing fee. USD and NZD deposits above $5000 are free.	Free EFT bank withdrawals. Fees apply to instant, SWIFT and crypto withdrawals.
Swyftx	0.1% to 0.6% (Vary as Tier level increases)	Free for Fiat Deposit . Vary by cryptocurrency	Free for Fiat Withdrawal. Vary by cryptocurrency
Binance	Trading Fees: 0.1000% / 0.1000% Maker / Taker for Spot and margin (Fees may vary as the level increases)	Free for cryptocurrencies. Fees for fiat deposits vary depending on the chosen payment method and currency.	Vary by crypto.
Bitget	Spot Fees: 0.100%/0.100% maker/taker fee Futures Trading: 0.020%/0.060% maker/taker fee  Margin Interest Rate: 0.003466% daily interest rate and 1.265090% annual interest rate	Bybit offers free deposits.	Depends on the cryptocurrency being withdrawn

Low fees can make a big difference for active traders. UEEx, with its 0.05%-0.09% futures trading fee, offers an attractive fee structure, including exclusive VIP benefits for high-volume users. Understanding these fee structures ensures you’re not caught off guard by hidden costs.

Community Engagement and Promotions

A connected and informed community enhances the trading experience. Binance stands out with its Binance Learn platform and an active community that keeps users engaged through educational resources, events, and promotions. Regular updates and interactive opportunities make learning and trading more enjoyable.

How to Start Trading on UEEx in New Zealand

To start trading on UEEx in New Zealand, follow these easy steps:

Open an Account

Go to the UEEx website and navigate to the top right corner of the homepage, where you’ll see the “Sign Up” button. Click on it. On the next page, fill in your details, including your phone number or email, a secure password, and an invitation code (if you have one) for commissions. Once done, click on “Sign Up.”

You’ll receive a verification code sent to your email or phone. Enter this code to confirm and activate your account. You’re now ready to start trading on UEEx!

Deposit Funds

To start trading immediately, go to the “Asset Management” section of the UEEx platform. In this section, find the “Recharge” option under your selected asset and choose the cryptocurrency or fiat option you prefer.

Follow the on-screen instructions to complete the deposit process. The time it takes for your deposit to clear will depend on the cryptocurrency or fiat currency you use, as well as the required block confirmations or deposit processing time. Once your funds are deposited, you’re all set to begin trading!

Start Trading

Now that you have successfully funded your account, it’s time to start trading. Simply click “Trade” next to your chosen asset. You’ll then need to choose an order type:

• Market Order: This option buys or sells immediately at the current market price.
• Limit Order: With this, you can set a specific price for buying or selling.

The next thing is to enter the amount of cryptocurrency you want to buy or the fiat currency you wish to spend. Once you’ve reviewed your order, click “Buy” or “Sell” to complete the transaction and start trading!

Are Crypto Exchanges Legal in New Zealand?

Yes, crypto exchanges are legal in New Zealand. They must comply with regulations set by the Financial Markets Authority (FMA) and adhere to anti-money laundering (AML) and counter-terrorism financing (CTF) laws. 

Read Also: History of Top Cryptocurrency Exchanges

While cryptocurrency itself is not regulated as a financial product, exchanges must follow strict guidelines to ensure secure and transparent operations. Read more here.

Conclusion

We’ve made the task of selecting an exchange easier for the Kiwis by providing detailed insights into the top platforms available in 2025. From security and fees to unique features like copy trading and NZD support, these exchanges cater to various trading needs. 

 By choosing a trusted platform like UEEx, Binance, or Easy Crypto, New Zealand residents can confidently explore the world of cryptocurrency. Evaluate your priorities and start trading on a platform that aligns with your goals for a seamless crypto experience.

Frequently Asked Questions